No Annual Fee Credit Cards
No annual fee credit cards are great for those who are looking to save on costly fees. However if you are going to be racking up interest payments on it, the higher APR of these cards will often end up costing more than a regular low rate credit card. If you're not a heavy user, and looking for a simple card, no annual fee credit cards are the perfect choice.
Compare the best no annual fee credit cards below. To get a credit card click apply and follow the application form.
| Card | Name | APR | Balance Transfer | Annual Fee | Apply |
|---|---|---|---|---|---|
 |
Mbna Brock University Platinum Plus Mastercard
Brock University Alumni Platinum Plus Mastercard |
16.99% | 3.9% | $0 |  |
 |
Mbna Canadian Physiotherapy Association Platinum Plus Mastercard
Elegant Canadian Physiotherapy Association Platinum Plus Mastercard |
16.99% | 3.9% | $0 | |
 |
Mbna Dalhousie University Platinum Plus Mastercard
Dalhousie University Platinum Plus Mastercard |
16.99% | 3.9% | $0 | |
 |
Mbna Laurentian Alumni Platinum Plus Mastercard
Laurentian Alumni Platinum Plus Mastercard |
16.99% | 3.9% | $0 | |
 |
Mbna Sheridan Alumni Platinum Plus Mastercard
Sheridan Alumni Platinum Plus Mastercard |
16.99% | 3.9% | $0 | |
 |
Mbna Trent University Platinum Plus Mastercard
Trent University Platinum Plus Mastercard |
16.99% | 3.9% | $0 | |
 |
Mbna University Of Victoria Platinum Plus Mastercard
University of Victoria Platinum Plus Mastercard |
16.99% | 3.9% | $0 | |
 |
Mbna Acadia University Platinum Plus Mastercard
Acadia University Platinum Plus Mastercard |
16.99% | 3.9% | $0 | |
 |
Mbna Athabasca University Platinum Plus Mastercard
Athabasca University Platinum Plus Mastercard |
16.99% | 3.9% | $0 | |
 |
Mbna Carp Platinum Plus Mastercard
Canada's Association for the Fifty-Plus Platinum Mastercard |
16.99% | 3.9% | $0 | |
 |
Mbna Humane Society Of Canada Platinum Plus Mastercard | 17.99% | 3.9% | $0 | |
 |
Mbna Sea-doo Platinum Plus Mastercard
Sea-doo Sportster Platinum Plus Mastercard |
17.99% | 3.9% | $0 | |
 |
Mbna University Of Ottawa Platinum Plus Mastercard
Accessible High Credit limit Ottawa University Platinum Plus Mastercard |
16.99% | 3.9% | $0 | |
 |
Mbna York University Platinum Plus Mastercard
York University Platinum Plus Mastercard |
16.99% | 3.9% | $0 | |
 |
Mbna Calgary Flames Platinum Plus Mastercard
Calgary Flames Fan Platinum Plus Mastercard |
17.99% | 3.9% | $0 | |
 |
Mbna Canadian Nurses Association Platinum Plus Mastercard
Canadian Nurses Association Platinum Plus Mastercard |
16.99% | 3.9% | $0 | |
 |
Mbna College Of Family Physicians Platinum Plus Mastercard
Donates to Research and Education foundation of CFPC |
16.99% | 3.9% | $0 | |
 |
Mbna Royal Canadian Geographic Society Platinum Plus Mastercard
Royal Canadian Geographic Society Platinum Plus Mastercard |
16.99% | 3.9% | $0 | |
 |
Mbna Seneca College Platinum Plus Mastercard
Seneca College Platinum Plus Mastercard |
16.99% | 3.9% | $0 | |
 |
Mbna Ski-doo Platinum Plus Mastercard
Ski-doo Sportster Platinum Plus Mastercard |
17.99% | 3.9% | $0 | |
 |
Mbna University Of New Brunswick Associated Alumni Platinum Plus
University Of New Brunswick Associated Alumni Platinum Plus Mastercard |
16.99% | 3.9% | $0 | |
 |
Mbna American Quarter Horse Association Platinum Plus Mastercard
Horse enthusiasts Platinum Plus Mastercard |
16.99% | 3.9% | $0 | |
 |
Mbna Ducks Unlimited Platinum Plus Mastercard
Help save the ducks and have Platinum Plus benefits |
16.99% | 3.9% | $0 | |
 |
Mbna Harley-davidson Platinum Plus Mastercard
Harley-davidson Platinum Plus Mastercard |
17.99% | 19.99% | $0 | |
 |
Mbna Itravel2000 Platinum Plus Mastercard
iTravel2000 friendly Platinum Plus Mastercard |
19.99% | 19.99% | $0 | |
 |
Mbna Lakehead University Platinum Plus Mastercard
Lakehead University Platinum Plus Mastercard |
16.99% | 3.9% | $0 | |
 |
Mbna Pga Tour Platinum Plus Mastercard
PGA Tour Platinum Plus Mastercard |
17.99% | 3.9% | $0 | |
 |
Mbna Travelonly Platinum Plus Mastercard
Travelonly Platinum Plus Mastercard |
19.99% | 19.99% | $0 | |
 |
Mbna Best Western Platinum Plus Mastercard
Best Western Platinum Plus Mastercard |
19.99% | 19.99% | $0 | |
 |
Mbna Canadian Wildlife Federation Platinum Plus Mastercard
Canadian Wildlife Federation Platinum Plus Mastercard |
16.99% | 3.9% | $0 | |
 |
Mbna Memorial University Of Newfoundland Platinum Plus Mastercar
Alumni Association Platinum Plus Mastercard of the University of Newfoundland |
16.99% | 3.9% | $0 | |
 |
Mbna University Of Windsor Platinum Plus Mastercard
Credit card for University of Windsor students and alumni |
16.99% | 3.9% | $0 | |
 |
National Bank Gold Edition Mastercard
Protects your purchases with insurance and warranties |
19.5% | 19.5% | $0 | |
 |
Mbna Platinum Plus Mastercard
Platinum Plus Mastercard |
17.99% | 19.99% | $0 | |
 |
Mbna Toronto Maple Leafs Platinum Plus Mastercard
Toronto Maple Leafs Fan Mastercard |
17.99% | 3.9% | $0 | |
 |
Citibank Canada Citi Drivers Edge Platinum Mastercard
Protection for your car or 2% rebates Mastercard |
19.9% | 5.9% | $0 | |
 |
Citibank Canada Citi Platinum Mastercard
Travel Platinum Mastercard |
19.9% | 5.9% | $0 | |
 |
Mbna Canadian Football League Preferred Mastercard
Canadian Football League Fan Preferred Mastercard |
17.99% | 3.9% | $0 | |
 |
Mbna Major League Baseball Preferred Mastercard
Major League Baseball Fan Preferred Mastercard |
17.99% | 3.9% | $0 | |
 |
Mbna Montreal Canadiens Platinum Plus Mastercard
Montreal Canadiens Fan Platinum Plus Mastercard with bonus points |
17.99% | 3.9% | $0 | |
 |
Mbna University Of British Columbia Alumni Association Platinum
University Of British Columbia Alumni Association Platinum Mastercard |
16.99% | 3.9% | $0 | |
 |
Mbna University Of Calgary Platinum Plus Mastercard
University Of Calgary Platinum Plus Mastercard |
16.99% | 3.9% | $0 | |
 |
Mbna Ryerson University Platinum Plus Mastercard
Ryerson University Platinum Plus Mastercard |
16.99% | 3.9% | $0 | |
 |
Mbna Toronto Bluejays Platinum Plus Mastercard
Toronto Blue Jays Fan Mastercard |
16.99% | 3.9% | $0 | |
 |
Mbna Toronto Raptors Platinum Plus Mastercard
Toronto Raptors Fan Mastercard |
17.99% | 3.9% | $0 | |
 |
Mbna University Of Alberta Platinum Plus Mastercard
University Of Alberta Platinum Plus Mastercard |
16.99% | 3.9% | $0 | |
 |
National Bank Ultramar Business Mastercard
Business Mastercard for companies located in Quebec and Eastern Canada |
18.9% | 18.9% | $0 | |
 |
Citibank Canada Citi Gold Mastercard
Better warranties and purchase assurance for the shopper |
19.9% | 5.9% | $0 | |
 |
Mbna Gold Mastercard
A Simple but useful Gold Mastercard |
17.99% | 19.99% | $0 | |
 |
National Bank Sunoco Mastercard
Helps you manage your vehicle expenses |
19.9% | 19.9% | $0 | |
 |
Mbna University Of Western Ontario Platinum Mastercard
Credit card for students and alumni of the University of Western Ontario |
16.99% | 3.9% | $0 | |
 |
Td Gold Select Visa
No annual fee Gold Visa |
19.75% | 19.75% | $0 | |
 |
Citibank Canada Citi Petro Points Mastercard
For the traveler who loves using his car |
19.9% | 5.9% | $0 | |
 |
Citibank Canada Citi Staples Easyrewards Mastercard
Get 2% rewards back Mastercard (electronics, office supplies, etc) |
19.9% | 4.9% | $0 | |
 |
Mbna Vancouver Canucks Platinum Plus Mastercard
Vancouver Canucks fan Platinum Plus Mastercard |
17.99% | 3.9% | $0 | |
 |
National Bank MC1 Mastercard
For adults building a good credit history |
19.5% | 19.5% | $0 | |
 |
Rbc Visa Classic
Classic Visa for economical spenders, College students, or University students |
18.5% | 18.5% | $0 | |
 |
Td Gm Card Visa
No annual fee Visa to help you buy your GM car |
19.75% | 19.75% | $0 | |
 |
Mbna Sony Mastercard
If your into Sony products, this is the card for you |
19.99% | 19.99% | $0 | |
 |
Mbna University Of Toronto Platinum Plus Mastercard
Toronto University's Simple Platinum Plus Mastercard |
16.99% | 3.9% | $0 | |
 |
Atb Alberta My Rewards Mastercard
Alberta Rewards Mastercard |
19.9% | 19.9% | $0 | |
 |
Atb Calgary Co-op Mastercard
Calgary Co-op Mastercard |
19.9% | 19.9% | $0 | |
 |
Citizens Bank Oxfam Visa
Oxfam Charity Visa |
19.5% | 19.5% | $0 | |
 |
Mbna Chrysler Rewards Mastercard
Chrysler Rewards Mastercard |
17.99% | 1.9% | $0 | |
 |
Mbna Dodge Rewards Mastercard
Dodge Rewards Mastercard |
17.99% | 1.9% | $0 | |
 |
Mbna Royal Military College Club Of Canada Platinum Plus Masterc
Royal Military College Club Of Canada Platinum Plus Mastercard |
16.99% | 3.9% | $0 | |
 |
Rbc Visa Platinum
Secure Visa for travelers Guaranteed accomodations & good credit |
18.5% | 18.5% | $0 | |
 |
Cuets No Fee Choice Rewards Mastercard
Good rewards program with no annual and supplemental fees |
19.99% | 19.99% | $0 | |
 |
Atb Alberta Mastercard
Smart alternative for a debit card |
18.9% | 18.9% | $0 | |
 |
North Shore Credit Union Student Mastercard
Calling post-secondary students who wish to build a good credit history |
19.49% | 19.49% | $0 | |
 |
Mbna Edmonton Oilers Platinum Plus Mastercard
Experience more Edmonton Oilers with this Platinum Plus Mastercard |
17.99% | 3.9% | $0 | |
 |
No Fee Scotiagold Visa
No annual fee with High credit limit |
19.5% | 19.5% | $0 | |
 |
Td Green Visa
Green Visa with benefits, insurance, etc |
19.75% | 19.75% | $0 | |
 |
Coast Capital Desjardins Student Visa
Good student starter Visa |
18.4% | 18.4% | $0 | |
 |
North Shore Credit Union No Fee Rewards Mastercard
No annual fee rewards program |
19.99% | 19.99% | $0 | |
 |
Rbc Rewards Visa Gold
Good rewards program Visa with no annual fee |
19.5% | 19.5% | $0 | |
 |
American Express Holt Renfrew Credit Card
Shopper friendly Credit card at Holt Renfrew |
18.99% | 5.99% | $0 | |
 |
Cuets Student Mastercard
Student's Mastercard |
19.49% | 19.49% | $0 | |
 |
National Bank Ultramar Mastercard
Ultramar Rebate Mastercard |
19.9% | 19.9% | $0 | |
 |
Rbc Visa Gold
Good rewards program and services |
18.5% | 18.5% | $0 | |
 |
Coast Capital Desjardins Elegance Gold Visa
Choice of no annual fee Gold Visa card with a handful of benefits |
19.9% | 19.9% | $0 | |
 |
Mbna Jeep Rewards Mastercard
The Jeep enthusiast Rewards Mastercard |
17.99% | 1.9% | $0 | |
 |
Rbc Visa Classic Student
Student Visa used for travel and credit history building |
18.5% | 18.5% | $0 | |
 |
Vancity Enviro Classic Student Visa
Help the environment and earn rewards as you study |
19.5% | 19.5% | $0 | |
 |
Vancity Enviro Classic Visa
Help the environment and earn rewards |
19.5% | 19.5% | $0 | |
 |
Cibc Platinum Visa
High credit limit Visa card |
18.5% | 18.5% | $0 | |
 |
Citizens Bank Shared Interest Classic Visa
Donations to not-for-profit initiatives Visa |
19.5% | 19.5% | $0 | |
 |
Mbna Canadian Bar Association Platinum Plus Mastercard
Canadian Lawyers Platinum Plus Mastercard |
9.99% | 3.9% | $0 | |
 |
Rbc Rewards Visa Classic
Good rewards program with no annual fee |
19.5% | 19.5% | $0 | |
 |
Scotialine For Business Visa
Business Visa with no annual fee and variable interest rate |
7.65% | 7.65% | $0 | |
 |
Scotiabank Scene Visa
For those who like watching movies in cinemas |
19.5% | 19.5% | $0 | |
 |
Canadian Tire Gas Advantage Mastercard
Spend less on Canadian Tire Gas Bars |
25.99% | 25.99% | $0 | |
 |
Mbna Starwood Preferred Guest Platinum Plus Mastercard
Starwood Preferred Guest Mastercard |
19.99% | 19.99% | $0 | |
 |
Td Rebate Rewards Visa
Cash back Rewards visa with optional services |
19.75% | 19.75% | $0 | |
 |
Citibank Canada Citi Enrich Mastercard
1% cash back Mastercard |
19.9% | 5.9% | $0 | |
 |
Citizens Bank Amnesty International Visa
Amnesty International Charity Visa |
19.5% | 19.5% | $0 | |
 |
Rbc Esso Visa
Redeem Esso points for free gas and other rewards |
19.5% | 19.5% | $0 | |
 |
Cibc Classic Visa
Classic Visa with up to four card users |
18.5% | 18.5% | $0 | |
 |
Citibank Canada Citi Mastercard
Your Standard Mastercard |
19.9% | 5.9% | $0 | |
 |
Alterna Worldpoints Mastercard - No Fee
For group spending |
14.99% | 1.99% | $0 | |
 |
Capital One SmartLine Platinum MasterCard
No Annual Fee |
5.99% for 3 years | 5.99% for 3 years | $0 | |
 |
No Fee Scotiabank Value Visa
Low rate with no annual fee Visa |
14.99% | 14.99% | $0 | |
 |
Desjardins Student Only Visa
Student Visa with additional Cell phone insurance |
18.4% | 4.9% | $0 | |
 |
Atb Students First Mastercard
Students Mastercard |
18.9% | 18.9% | $0 | |
 |
No Fee Scotia Moneyback Visa
No annual fee and 1% money back every year with your Visa |
19.5% | 19.5% | $0 | |
 |
Canadian Tire Options Mastercard
For Canadian tire Consumer extra Rewards |
25.99% | 25.99% | $0 | |
 |
Cibc Bizline Visa
Visa for small businesses with 10 people |
6.25% | 6.25% | $0 | |
 |
Coast Capital Desjardins Classic Visa
Bare essentials travel Visa |
19.4% | 19.4% | $0 | |
 |
Bmo Mosaik Mastercard
Consumer's choice Mastercard |
18.5% | 18.5% | $0 | |
 |
Cibc Dividend Visa
Cash back Visa |
19.5% | 19.5% | $0 | |
 |
Laurentian Bank Black Visa
No annual and additional card fees 'defered pay' Visa |
19.49% | 19.49% | $0 | |
 |
Cibc Classic Visa For Students
Affordable Visa for the hardworking student |
18.5% | 18.5% | $0 | |
 |
American Express Blue Sky Credit Card
Traveler friendly rewards Credit card |
18.99% | 4.99% | $0 | |
 |
Think Western Platinum Plus Mastercard
Canadian Western Platinum Mastercard |
17.99% | 3.9% | $0 | |
 |
Hbc Mastercard
Fast Reward earning Mastercard |
20.5% | 20.5% | $0 | |
 |
American Express Air Miles Credit Card
World traveler Credit Card |
18.5% | 3.99% | $0 | |
 |
American Express Costco Platinum Cash Rebate
Platinum Card with Cash rebate |
18.25% | 3.99% | $0 | |
 |
Desjardins Elegance Gold Visa
Earn back 1% purchases as BONUSDOLLORS Visa with Desjardins benefits |
19.9% | 4.9% | $0 | |
 |
Citizens Bank Save On More Visa
Save-on-More Rewards program Visa |
19.75% | 19.75% | $0 | |
 |
American Express Platinum Credit Card
Travel friendly and pocket friendly Platinum Credit card |
14.99% | 3.99% | $0 | |
 |
Capital One Miles Platinum MasterCard | 19.8% | 19.8% | $0 | |
 |
Scotialine Visa Account
Very High Credit limit with competitive rates and no annual fee |
5.5% | 5.5% | $0 | |
 |
Vancity Save On More Visa
Save-on-More Rewards program Visa with benefits |
19.75% | 19.75% | $0 | |
 |
Bmo Mosaik Business Mastercard
Mastercard for Businesses, Corporations and Companies |
18.5% | 18.5% | $0 | |
 |
Alterna Platinum Plus Mastercard
Great all rounder with a low introductory interest rate and no annual fee |
9.99% | 1.9% | $0 | |
 |
Sears Mastercard
A lot of benefits for the Sears shopper |
18.9% | 2.9% | $0 | |
 |
Desjardins Classic Visa
Desjardins Simple Visa |
18.4% | 4.9% | $0 | |
* Efforts are made to maintain accurate information, however this is not guaranteed. You should review full credit card terms and conditions on the application websites, first.