Low Interest Credit Cards
| Card | Name | APR | Balance Transfer | Annual Fee | Apply |
|---|---|---|---|---|---|
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National Bank Reduced Rate Premia Business Mastercard
Small Business Rewards Mastercard |
13.9% | 8.9% | $60 | ![]() |
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National Bank Reduced Rate Premia Business Rewards Mastercard
Reduced rate with Rewards Mastercard |
13.9% | 8.9% | $120 | ![]() |
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National Bank Reduced Rate Escapade Mastercard
Reduced annual interest rate with good rewards |
14.5% | 9.5% | $35 | ![]() |
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North Shore Credit Union Low Rate Rewards Mastercard
1199% interest rate with flexible rewards program |
11.99% | 11.99% | $54 | ![]() |
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National Bank Reduced Rate Gold Edition Mastercard
Gold Mastercard with reduced interest rate |
14.5% | 9.5% | $15 | ![]() |
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National Bank Reduced Rate Allure Mastercard
Donate to the Breast Cancer Foundation and earn rewards, with reduced interest rate |
14.5% | 9.5% | $45 | ![]() |
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National Bank Reduced Rate Ovation Gold Mastercard
Good rewards at reduced annual interest rate with Gold benefits |
14.5% | 9.5% | $105 | ![]() |
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Hsbc Low Rate Travel Rewards Gold Mastercard
Expensive to maintain but good rewards package travel Mastercard |
12.9% | 9.9% | $110 | ![]() |
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National Bank Reduced Rate Business Mastercard
Affordable Reduced rate Business Mastercard |
13.9% | 8.9% | $15 | ![]() |
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National Bank Reduced Rate Ultramar Mastercard
Save on Ultramar gas, HomEnergy heating oil, and other purchases |
14.5% | 9.5% | $15 | ![]() |
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Hsbc Low Rate Cash Back Rewards Gold Mastercard
1% rebate on purchases Quite expensive annual fee but low interest rate |
12.9% | 9.9% | $110 | ![]() |
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National Bank Reduced Rate Sunoco Mastercard
Helps you manage your vehicle expenses with lower interest rate |
14.5% | 9.5% | $15 | ![]() |
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Vancity Low Rate Enviro Classic Visa
Help the environment and have low annual interest rate |
11.25% | 11.25% | $25 | ![]() |
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Vancity Low Rate Envirogold Visa
Help the environement and have Gold Visa benefits |
11.25% | 11.25% | $45 | ![]() |
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National Bank Synchro Mastercard
Annual interest based on prime rate + 4% Mastercard |
9.75% | 9.75% | $35 | ![]() |
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Citizens Bank Shared Interest Gold Visa
Great rewards with good services for a five-man team |
19.5% | 19.5% | $99 | ![]() |
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Coast Capital Low Interest Rate Desjardins Odyssey Gold Visa
Lower interest Odyssey Gold Visa |
11.4% | 11.4% | $124 | ![]() |
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Hsbc Low Rate Gold Mastercard
a Lower rate Gold Mastercard |
12.9% | 9.9% | $75 | ![]() |
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Hsbc Low Rate Travel Rewards Mastercard
Lower rate Travel rewards Mastercard |
12.9% | 9.9% | $50 | ![]() |
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Vancity Low Rate Rewards Enviro Classic Visa
Low rate Classic Visa that helps you save the environment |
11.25% | 11.25% | $50 | ![]() |
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Mbna National Football League Preferred Mastercard
National Football League Mastercard for Football fans everywhere |
17.99% | 3.9% | $0 | ![]() |
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Coast Capital Desjardins Business Visa
Visa for corporations and businesses |
9.75% | 9.75% | $50 | ![]() |
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Scotiabank Value Visa
Grace period Visa with a low interest rate |
11.49% | 11.49% | $29 | ![]() |
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Coast Capital Low Interest Rate Desjardins Classic Visa
A lower interest rate Desjardins Visa |
11.4% | 11.4% | $25 | ![]() |
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Hsbc Low Rate Cash Back Rewards Mastercard
Low interest rate and 1% rebate Mastercard |
12.9% | 9.9% | $50 | ![]() |
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Coast Capital Low Interest Rate Desjardins Elegance Visa
Lower interest rate Desjardins Elegance Visa |
12.4% | 12.4% | $25 | ![]() |
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Coast Capital Low Interest Rate Desjardins Student Visa
A lower interest rate Desjardins student Visa |
11.4% | 11.4% | $25 | ![]() |
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Mbna Canadian Bar Association Platinum Plus Mastercard
Canadian Lawyers Platinum Plus Mastercard |
9.99% | 3.9% | $0 | ![]() |
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Rbc Visa Classic Low Rate Option
Low Interest rate Visa with security features |
11.5% | 11.5% | $20 | ![]() |
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Citizens Bank Shared Interest Classic Visa
Donations to not-for-profit initiatives Visa |
19.5% | 19.5% | $0 | ![]() |
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Coast Capital Desjardins Modulo Gold Visa
Helps pay back your Visa and gives 1% back in BONUSDOLLARS |
9.9% | 9.9% | $50 | ![]() |
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Cibc Aerogold Visa For Business
Business traveler's choice Visa |
10.9% | 10.9% | $180 | ![]() |
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Scotialine For Business Visa
Business Visa with no annual fee and variable interest rate |
7.65% | 7.65% | $0 | ![]() |
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Atb Preferred Fixed Rate Mastercard
Fixed rate Personalized MasterCard |
9.9% | 9.9% | $29 | ![]() |
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Cibc Select Visa
Traveler friendly Visa with low annual interest rate |
11.5% | 11.5% | $29 | ![]() |
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Atb Preferred Variable Rate Mastercard
Variable rate Personal MasterCard |
6% | 6% | $29 | ![]() |
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No Fee Scotiabank Value Visa
Low rate with no annual fee Visa |
14.99% | 14.99% | $0 | ![]() |
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Coast Capital Desjardins Platinum Visa
High annual fee but great benefits Visa |
9.9% | 9.9% | $130 | ![]() |
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Laurentian Bank Black Reduced Rate Visa
Low rate Visa |
11.49% | 11.49% | $25 | ![]() |
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Alterna Worldpoints Mastercard - Low Fee
All around rewards redeemable anytime |
12.99% | 1.99% | $29 | ![]() |
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North Shore Credit Union Low Rate Mastercard
11.99% interest rate with 21-day grace period Mastercard |
11.99% | 11.99% | $30 | ![]() |
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Cibc Bizline Visa
Visa for small businesses with 10 people |
6.25% | 6.25% | $0 | ![]() |
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Bmo Mosaik Mastercard
Consumer's choice Mastercard |
18.5% | 18.5% | $0 | ![]() |
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Desjardins Low Interest Student Only Visa
Lower interest visa with minimal annual fee |
10.4% | 4.9% | $25 | ![]() |
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Vancity Low Rate Rewards Envirogold Visa
Low annual rate Visa with Rewards and you help save the environment too |
11.25% | 11.25% | $145 | ![]() |
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Hsbc Low Rate Mastercard
For those wishing not to spend too much on a mastercard |
12.9% | 9.9% | $15 | ![]() |
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Td Emerald Visa
Fluctuating annual interest rate based on TD Prime Visa |
6.65% | 6.65% | $25 | ![]() |
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Home Trust Equityline Visa
High credit limit with added benefits and accessibility of a Visa |
6.99% | 6.99% | $0 | ![]() |
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Desjardins Modulo Gold Visa
Very Friendly and Nice Desjardins Modulo Gold Visa |
9.4% | 4.9% | $50 | ![]() |
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Scotialine Visa Account
Very High Credit limit with competitive rates and no annual fee |
5.5% | 5.5% | $0 | ![]() |
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Bmo Mosaik Business Mastercard
Mastercard for Businesses, Corporations and Companies |
18.5% | 18.5% | $0 | ![]() |
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Alterna Platinum Plus Mastercard
Great all rounder with a low introductory interest rate and no annual fee |
9.99% | 1.9% | $0 | ![]() |
* Efforts are made to maintain accurate information, however this is not guaranteed. You should review full credit card terms and conditions on the application websites, first.




















































