Best Canadian Credit Cards

Compare the top Canadian credit cards listed from leading banks & financial institutions. Apply for a credit card by clicking through to complete the secure application.

Top Rated Cards

SmartLine™ Platinum MasterCard®
  • No Annual Fee, Annual interest rate for cash advances is 19.8%
  • Enjoy our lowest long-term rate of 5.99% on purchases and balance transfers guaranteed for 3 years (as long you pay your bills on time)
  • After that your rate will stay low and become a variable rate of Prime +3.75% on purchases and balance transfers
  • Save money when you transfer high-interest debt with our no-fee balance transfer service
  • APR: 5.99% for 3 years
  • Cash Advance: 19.8%
  • Balance Transfer: 5.99% for 3 years
  • Annual Fee: None
Platinum Plus® MasterCard®
  • 0% introductory annual interest rate† on balance transfers* and cheque cash advances for 15 months
  • 17.99% Annual Interest Rate on Purchases and 19.99% Annual Interest Rate on Cash Advances
  • Around-the-clock fraud protection
  • Online access to your credit card account
  • Unparalleled 24-hour Customer service
  • International acceptance at millions of locations
  • APR: 0% for 15 months
  • Cash Advance: 19.99%
  • Balance Transfer: 19.99%
  • Annual Fee: None
Smart Cash MasterCard®
  • Get up to 5% cash back on qualifying net retail gas and grocery purchases for the first 6 months††
  • Get up to 3% cash back on qualifying net retail gas and grocery purchases thereafter‡
  • Get up to 1% cash back for all other qualifying net retail purchases‡
  • 1.99% introductory annual interest rate† on balance transfers* and cheque cash advances for 10 months
  • APR: 19.99%
  • Cash Advance: 19.99%
  • Balance Transfer: 19.99%
  • Annual Fee: None


MasterCard
Compare the best mastercard credit cards available in Canada. Secured mastercard, reward cards and low rate mastercard creditcard. To apply for mastercard, click apply and fill in the secure visa credit card application.

American Express
Compare the best American express credit cards available in Canada. Apply for an Amex credit card by filling out the secure online application.

* Efforts are made to maintain accurate information, however this is not guaranteed. You should review full credit card terms and conditions on the application websites, first.